When you sync Zerodha, Artha reads your mutual fund holdings, your SIPs and your recent fund orders, and shows them next to your stocks. Artha only reads this data. Every fund action, such as a purchase, a redemption or a SIP change, stays on Zerodha Coin. Zerodha shares fund orders from the last seven days only. Open Artha and sync Zerodha at least once a week to keep your order history complete.
Key takeaways
- Artha reads three things from Zerodha: your fund holdings, your SIPs and your fund orders. It changes none of them.
- A fund has one NAV for each business day. It is published after the market closes, so the NAV you see is often a day old.
- Your fund order history on Artha starts at your first Zerodha sync. Artha cannot read an order that was older than seven days at that sync.
- Zerodha shares fund orders from the last seven days only. If you do not sync for more than seven days, the orders of that gap are lost.
- Every fund action is on Zerodha Coin. Artha shows a link to Coin and places no fund order.
What does Artha read from Zerodha?
When you sync Zerodha, Artha reads three lists. The first list is your Mutual Fund holdings. For each fund, Artha reads the folio, the number of units and the average cost. The second list is your SIP plans. For each plan, Artha reads the amount, the frequency, the next instalment date and the status. The third list is your fund orders. For each purchase and redemption, Artha reads the amount and the status.
Artha shows the holdings on your portfolio page next to your stocks, and adds them to your portfolio value. A fund holding is counted in units, not shares. A SIP that you stop on Coin leaves Zerodha's list. Artha then moves it to an "Ended SIPs" group, and keeps it out of every total. Your fund orders are on the Fund Orders tab of the Trade History page.
Why is the NAV a day old?
A fund does not trade on the exchange during the day. It has one NAV for each business day. The fund house calculates the NAV after the market closes, from the closing prices of what the fund holds. AMFI publishes it that evening. Artha reads the published NAV once a day.
So during market hours, the latest NAV is from the previous business day. Your stocks show a live price, and your funds show the last published NAV. Artha prints the NAV date next to the fund value, so that you can see which day each figure is from.
A fund that Artha did not track before your first sync has no NAV history yet. Artha reads that history in the next nightly update, at 01:00 IST. Until then, the analytics tools leave that fund out and name it.
Sync Zerodha to see your fund holdings, SIPs and fund orders next to your stocks, with the NAV date on every figure.
Why does my fund order history start at my first sync?
Zerodha shares fund orders from the last seven days only. On your first sync, Artha reads the orders of those seven days and keeps them. Artha cannot read an order that was older than seven days at that time, because Zerodha no longer shares it.
After that, each sync adds the new orders. Artha never deletes an order that it recorded, even after it leaves Zerodha's seven-day window. Over time, this builds a complete history of your fund orders, one that Zerodha itself does not show through its API.
Why should I open Artha at least once a week?
Artha cannot sync your account when you are away. Your Zerodha login on Artha expires each morning, so a sync runs only when you open Artha and sync Zerodha. If more than seven days pass between two syncs, then Artha cannot read the orders of that gap. They are lost permanently.
Artha tells you when this happens. The Fund Orders tab states that some days of fund orders are missing. And if your last Zerodha sync is more than six days old, then Artha sends you one in-app reminder, at most once a week. Artha sends no email for it. Open Artha and sync Zerodha at least once a week, and your fund order history stays complete.
Where do I buy, redeem or change a SIP?
On Zerodha Coin. Zerodha stopped fund order placement through apps such as Artha in 2020, so the Zerodha API lets Artha read your funds but not act on them. Artha never places a fund order, and never starts, pauses, changes or cancels a SIP.
Each fund row and each SIP row on Artha has a link to that fund on Coin. The link opens Coin in a new tab, and you do the action there. After the next sync, Artha shows the result. If you want to understand a fund before you act, read Researching funds past the rating.